Church insurance OUCH!

We visited a small church in central Florida the last 2-3 Sundays. Attendance is about the same as a year or so ago, ranges around 25 to 40 in attendance. I am sure the pastor takes no or little salary. He is very dedicated like many pastors.

He mentioned at offering time that the Ins was due on the church. This year it is $26,000, over $2400 a month.

To say the least, I was shocked. This is a nice small church building with a few class rooms. Auditorium will seat about 80-90. It is a corner lot on the mainest road in town, so of course the land is Very VALUABLE of course, but the lot would not be insured. would it?

I have attended church in Florida for many years but have never been in on the daily operation expenses. I KNOW this church would fold, if it were in North Carolina.

Is that $$$ amt common for churches in FL or anywhere you are? I have owned small homes in Florida and have never insured them because of the home Ins costs.